Business risk intelligence / For small businesses

See the risks.
Build your resilience.

Turn cash-flow uncertainty and operational blind spots into a clear plan. Structured assessments help US small-business owners understand what could change—and what to do next.

Decision support. Transparent assumptions. No promised outcomes.

Caivra Resilience hero

A clearer view of your business

Exposure → Insight → Action

Our working principles

Visible assumptions

Practical recommendations

Human-reviewed analysis

01 / From uncertainty to clarity

The numbers tell part of the story.
We help connect the rest.

For agencies, professional service firms, and independent operators with recurring costs, a healthy revenue month can hide a fragile business model.

How much room do you have?

Fictional example

Illustrative cash runway with $60,000 available cash and constant monthly net cash outflow.

Baseline6 months

Net cash outflow: $10,000 / month

Moderate stress4 months

Net cash outflow: $15,000 / month

Severe stress3 months

Net cash outflow: $20,000 / month

Runway = available cash ÷ monthly net cash outflow. Synthetic data only; not a prediction or a client result.

01

Understand your cash exposure

Review revenue, operating expenses, and cash runway. Identify where a change in income or costs could create pressure.

02

Test what could change

Compare baseline, moderate-stress, and severe-stress scenarios. Make assumptions explicit rather than hiding them behind a score.

03

Decide what to address first

Assess revenue concentration and operational vulnerabilities, then turn the findings into prioritized actions.

A straightforward assessment process

Choose an assessment → Confirm scope and intake → Provide agreed information → Receive human-reviewed analysis → Review your next steps

02 / Choose your depth

A focused review.
Not another software subscription.

Proposed one-time packages. Pilot pricing is subject to owner approval; this preview is not an offer to accept payment.

A practical starting point

Resilience Snapshot

  • Structured intake and basic revenue / expense review
  • Cash-flow vulnerability indicators and initial risk categories
  • Concise PDF with three prioritized recommendations

$299

Proposed / one time

A deeper look at financial exposure

Business Risk Audit

  • Everything in the Snapshot
  • Cash runway, operating expenses, and revenue concentration
  • Three stress scenarios, likelihood / impact risk matrix, and PDF improvement roadmap

$599

Proposed / one time

Connect financial insight to operational priorities

Resilience Strategy Assessment

  • Everything in the Business Risk Audit
  • Expanded operational review and custom scenarios
  • Continuity priorities, 30/60/90-day roadmap, and one remote strategy meeting

$999

Proposed / one time

Scope first. Payment second.

Before an engagement, we must agree on the review period, revenue and expense records, cash balances, operational information, delivery estimate, revision policy, exclusions, and secure submission method. Do not send financial records through a general inquiry. No checkout is being introduced by this preview.

Before you begin

Clear expectations.
Better decisions.

Who is this designed for?

US small businesses with roughly 1–50 employees, especially service firms, agencies, and independent operators seeking practical financial and operational visibility.

Is this a certified financial audit?

No. Business Risk Audit is a service package name, not a CPA audit or attestation. Services provide business decision support—not investment, securities, legal, or tax advice, and not guaranteed financial outcomes.

How is information handled?

The proposed workflow uses minimal collection, restricted access, and an agreed secure submission method. Data-handling terms must be reviewed before intake. Real financial records must not be sent to unverified third-party AI services.

What will the analysis distinguish?

Client-provided facts, calculated results, assumptions, estimates, recommendations, and missing information. Financial calculations should be deterministic; AI assistance must not invent facts or silently alter calculations.

Who operates Caivra Resilience?

Caivra Resilience is operated by Caivra Tech LLC. This is an owner-review preview; pricing, service terms, privacy disclosures, and launch readiness require approval before publication.

Your next decision starts with clarity

Know what could challenge your business.
Plan what comes next.

Start with the assessment depth that matches your questions. Confirm the scope before committing.

Find your assessment